Strategy and Business Models in Retail Banking: Why They Also Matter to Supervisors
"Retail banking is a distinct part of the banking industry. It has been undergoing important changes in recent decades mainly due to...
top of page
Rechercher
8 juil. 2022
How Climate Change May Impact Operational Risk
"... climate change may drive operational risk losses through complex interactions between three factors: changes in human and...
5 mai 2022
Directions for Improvement in Internal Controls of Financial Firms
"In the recent event of a mis-selling on the high risk financial products, we have the different perception on internal controls between...
2 mai 2022
Outlook on the Future Regulatory Requirements for AI in Europe
"... the report first assesses the concepts of fairness, bias and discrimination and illustrates the differences between these terms. In...
6 avr. 2022
Dilemmas in AI Regulation: An Exposition of the Regulatory Trade-Offs
"... we map out key strategic and normative dilemmas that regulators must navigate in regulating the development and application of AI."...
5 avr. 2022
Cybersecurity and Financial Stability
"Cyber attacks can impair banks operations and precipitate bank runs. When digital infrastructure is shared, banks defend themselves by...
15 mars 2022
Regulatory Oversight and Bank Risk
"Using a sample of bank holding companies over the period 2015Q1 through 2020Q1, we find that risk exposure increases for the large banks...
1 févr. 2022
Basel III and Recourse to Eurosystem Monetary Policy Operations
"In addition to raising capital requirements, it introduced three ratios, two of which set out minimum standards for liquidity and...
21 janv. 2022
The Political Economy of AI-Driven Financial Supervision
"From a supervisory perspective, the use of AI can be expected to decrease regulatory enforcement costs while providing...
21 janv. 2022
Use of AI by Financial Players: The Emerging Evidence
"Financial supervisors as well as financial intermediaries increasingly rely on AI. However, little remains known about the scope and...
11 janv. 2022
Artificial Intelligence Meets European Union Law: The EU Proposals of April 2021 and October 2020
"... the proposed AI Act requires risky AI providers to comply with several standards before they can place their system on the market....
7 janv. 2022
Between risk management and proportionality: The risk-based approach in the EU’s AI act proposal
"... this paper considers what problem, if any, the risk-based approach seeks to solve. It suggests that the problem to be solved by the...
5 janv. 2022
Assessing the Impact of Basel III: Evidence from Structural Macroeconomic Models
"This paper... reviews the different channels of transmission of prudential policy highlighted in the literature and... provides a...
29 déc. 2021
Regulatory Interventions in Response to Non-Compliance with Mandatory Derivatives Disclosure Rules
"... our results imply that when derivatives-related proprietary costs are high, benefits of non-compliance likely outweigh the costs." LIRE
22 déc. 2021
On the decomposition of an insurer's profits and losses
"Current reporting standards for insurers require a decomposition of observed profits and losses in such a way that changes in the...
20 déc. 2021
How AI regulation is developing in the insurance industry
"... insurance carriers should internally organize key stakeholders related to AI strategy and development to collaboratively evaluate...
bottom of page