30 sept.Insurance Firms and ESG Policies: The Effect on Default Risk Effect and RiskinessThis research examines how ESG performance impacts default probability (PD) in life and non-life insurance firms. Findings show that...
1 aoûtAI Act and the ECB: Steering Financial Supervision in the EUThe paper examines the EU AI Act's impact on banking supervision, highlighting the ECB's role. It discusses legal frameworks, obligations...
28 déc. 2023Cyber Risk and Bank Fragility"Using a novel firm-level measure of cybersecurity, we find that cybersecurity risk increases the probability of bank default. The effect...