Regulatory Capital and Bank Risk‑Resilience Amid the Covid‑19 Pandemic:
"... banks with robust pre‑crisis regulatory capital ratios are less risky (have a lower insolvency risky) relative to less‑capitalised banks amid the crisis period. This suggests that the post 2007‑09 Basel reforms have succeeded, to some extent, in strengthening the risk‑resilience of banks during the Covid‑19 economic fallout."