2 résultats pour « Climate Risk »

Climate Risk and the U.S. Insurance Gap: Measurement, Drivers and Implications.

This study develops a new method to estimate U.S. homeowners insurance coverage and premiums, revealing significant under-insurance, especially among vulnerable borrowers in high-risk areas. It highlights the role of rising premiums and behavioral inertia in under-insurance, with potential impacts on mortgage and real estate markets.

The Challenge of Climate Risk Modelling in Financial Institutions - Overview, Critique and Guidance

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Climate change presents substantial risks to global finance, yet current methodologies for quantifying these risks are often incomplete or misleading due to complexity. Challenges include data quality, model uncertainty, and integration into risk management frameworks. Improved models are needed to accurately assess climate risks and inform stakeholders for coherent decision-making.