3 résultats pour « Risk management »
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The article advocates for a shift in cyber risk assessment from a threat-centric to a harm-centric approach. Current models often neglect qualitative and cascading impacts of cyber incidents. The proposed Cyber Harm Model (CHM) aims to address this gap, providing a comprehensive framework for assessing and mitigating harm, using empirical data from Critical Information Infrastructures.
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The study investigates how opting for cyber insurance impacts firms' risk management. It reveals that while cyber insurance often decreases proactive risk prevention (ex-ante moral hazard), it enhances post-breach mitigation efforts, improving outcomes. The key lies in contract design balancing breach coverage and co-insurance rates, emphasizing the need for a robust risk mitigation market in cybersecurity management.
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This study explores cyber risk in businesses, suggesting cybersecurity investment and insurance as key strategies. Using a network model, it examines firms' interconnected decisions, defining a Nash equilibrium where firms optimize cybersecurity and insurance. Findings highlight their interdependence and how network structures affect choices, reinforced by numerical analyses.
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