ECB Supervisory priorities 2025‑27
The ECB has decided to keep capital requirements largely unchanged for 2025 due to the strong performance of banks. However, specific banks will face additional capital requirements due to insufficient provisioning for non‑performing loans and high exposures to leveraged loans. The ECB emphasized the need for banks to address governance, risk management, and operational resilience, particularly in light of macroeconomic threats and digital transformation challenges.