161 résultats
pour « Résilience numérique »
The EU's Digital Services Act and Corporate Sustainability Due Diligence Directive both require large companies to implement internal risk management systems. This approach, however, strengthens corporate power by minimizing regulatory costs, reinforcing technocratic solutions, and enabling corporations to evade responsibility for negative social impacts by framing them as external risks. This procedural focus hinders effective enforcement.
The insurance sector faces pressure from rising catastrophic risks, leading to higher premiums and policy non-renewals. This paper proposes an arbitrage-free method for pricing catastrophe reinsurance using the compound dynamic contagion process and Esscher transform. The findings help insurers assess liabilities amid emerging risks like climate change, cyberattacks, and pandemics.
FINRA's 2025 guidance emphasizes robust third-party risk management due to increased cyberattacks and outages. Firms must strengthen vendor oversight, enhance incident response planning, address fourth-party risks, and adapt to emerging risks like generative AI. Key steps include updating contracts, due diligence, training, and maintaining a vendor inventory.
AI is transforming finance, enhancing efficiency while introducing risks like cyber threats and bias. The EU’s AI Act regulates high-risk AI in credit and insurance. Financial institutions must integrate AI responsibly, ensuring transparency and fairness. Supervisors like ACPR will enforce compliance, fostering trust and innovation through collaboration and governance.
• Le dérèglement climatique rejoint les cyberattaques sur la première marche du podium des risques ;
• Les risques politiques et sociaux sont en forte hausse ;
• L’intelligence artificielle générative suscite une méfiance nouvelle ;
• De manière générale, l’environnement est encore plus risqué en 2025 qu’il ne l’était en 2024 ;
• Les inégalités et tensions sociales inquiètent les assureurs pour la société française.
Learning from industry cybersecurity breaches boosts firm growth and performance. Firms adapt CEO pay to manage risk and invest in sales, seizing opportunities. This shows learning from rivals' misfortune is valuable, highlighting the strategic importance of competitor learning.
This paper examines the interplay of the AI Act and GDPR regarding explainable AI, focusing on individual safeguards. It outlines rules, compares explanations under both, and reviews EU frameworks. The paper argues that current laws are insufficient, necessitating broader, sector-specific regulations for explainable AI.
Despite tech advances, human errors fuel cybersecurity breaches, with 2023 data breach costs averaging $9.48 million. Ineffective education and policies fail to curb threats. This paper, citing executive interviews and research, urges balanced communication to warn users and boost their cybersecurity confidence without causing excessive fear.
This UK National Audit Office report reveals the UK is far behind its 2025 cybersecurity goals. Significant IT system vulnerabilities, high vacancy rates in cyber roles, and recent attacks on public bodies highlight the urgent need for a cross-government plan, legacy system upgrades, and improved cyber skills. Meeting targets by 2030 is considered ambitious.
The ESAs report explores centralizing ICT incident reporting for the financial sector under DORA. Three models are considered: baseline, enhanced sharing, and full centralization. The report, developed with input from various stakeholders, aims to inform future decisions on incident reporting centralization.