16 résultats
pour « fraud »
It proposes policy changes to reduce the cost and improve the value of #autoinsurance in #canada. The study found that Canadians pay the highest premiums in the world for auto #insurance relative to GDP, with personal injury coverage being the most significant contributor to overall differences. The paper recommends product reforms and addressing #autorepair#fraud to increase consumer choice, reduce disputes, and provide better value.
Examines the relationship between #crime and #insurance, with a focus on the role of #governance, #riskassessment and #riskmanagement, #crimeprevention, #securitytechnology, #behavioraleconomics, #theft, #kidnap and #hijack for ransom, #fraud, and #ransomware. It analyzes five case studies to identify a co-evolutionary process in which #insurers collaborate with insureds, governments, and #thirdparty to #mitigaterisk, particularly when criminal innovations destabilize the #insurancemarket.
This study leverages prospective memory theory to examine how encouraging #auditors to have implementation intentions can improve their attention to #fraud. Results suggest that encouraging implementation intentions, can increase auditors’ attention to fraud and make them more likely to take effective #antifraud actions. However, even in high fraud risk settings, auditors may still devote insufficient attention to fraud when performing planned #audit procedures, raising concerns for #regulators.
"Our study contributes to the brainstorming literature by highlighting the importance of group composition. It suggests that firms can promote skeptical team judgments by leveraging individuals’ high trait skepticism in thoughtfully composed interacting groups."
"Insurance fraud has been a long-lasting issue in actuarial modeling. Policyholders are prone to hide their true status in their best interest when disclosing their information for insurance pricing purposes. However, from the insurers' point of view, it is either time-consuming or laborious to verify the true status of such risk factors. There is thus a strong incentive to build models accounting for potential misrepresentation, which contributes to a more robust ratemaking system."
"The goal was to evaluate the proposed warning dialogs with explanations and to compare them with dialogs presented by Chrome, Firefox, and Edge. The study revealed interesting results: most explanations were understandable and familiar to users and were capable of diverting them from visiting malicious sites."