65 résultats
pour « regulation »
"… almost 50 percent of insurers at risk of facing additional regulatory scrutiny due to failing four Insurance Regulatory Information System (IRIS) ratios received sufficient internal capital to avoid enhanced regulation. Moreover, the likelihood and extent of internal capital allocation are related to regulatory scrutiny risk and the amount of capital allocated is typically just enough to avoid regulatory scrutiny."
"By identifying research gaps and conceptualizing a research agenda, this paper continues to serve the academia to broaden the research field of risk disclosure, esp. for banks."
" The global climate crisis and the economy’s green transition are giving rise to new types of risks for banks. This paper analyses some of the key international bank regulatory standards, namely disclosure, risk management, governance and regulatory capital. "
"As often in new regulatory domains, there is a tendency both of re-inventing the wheel – by disregarding insights from neighboring policy domains (e.g. nano-technology or aviation) – and of creating silos of research – by failing to link up and systematize existing accounts in a wider context of regulatory scholarship."
"... there is little evidence for climate-related disclosure demand. Results also suggest significant variation in costs and benefits across firms. Thus, one overarching disclosure requirement is likely inefficient."
"... our findings question whether insurance rates can play a useful role in steering climate adaptation and whether households will have continued access to insurance."
"Dark Patterns are ubiquitous: deliberate choices in website- or app-design that exploit unobservant or irrational behavior of users, tricking them into reaching agreements or consenting with settings that are not in line with the users’ actual preferences."
"This paper analyzes how governments support insurance markets to maintain insurability and limit risks to society. We propose a new conceptual framework grouping government interventions into three dimensions: regulation of risky activity, public investment in risk reduction, and co-insurance."
"We propose a new conceptual framework grouping government interventions into three dimensions: regulation of risky activity, public investment in risk reduction, and co-insurance."
"We find that bank capital and probability of default PD impact each other, where the total influence of the latter on the former is stronger. PD also affects capital via risk-taking but the opposite effect (i.e., from capital to PD via risk) is not identified, which challenges one of the main assumptions underlying capital regulation."