Explainable AI: Can the AI Act and the GDPR go out for a Date?

This paper examines the interplay of the AI Act and GDPR regarding explainable AI, focusing on individual safeguards. It outlines rules, compares explanations under both, and reviews EU frameworks. The paper argues that current laws are insufficient, necessitating broader, sector-specific regulations for explainable AI.

Insurance in a Changing Climate: A Retrospective Study of Water‑Related Claims and Pricing Strategies in Norway

This study examines climate change's impact on water-related home insurance claims in Norway using a unique dataset. It develops a statistical model to address claim data challenges, reveals geographical and seasonal risk patterns, and evaluates pricing strategies. The findings provide insights for insurers to adapt to evolving climate risks.

Balancing fear and confidence: A strategic approach to mitigating human risk in cybersecurity

Despite tech advances, human errors fuel cybersecurity breaches, with 2023 data breach costs averaging $9.48 million. Ineffective education and policies fail to curb threats. This paper, citing executive interviews and research, urges balanced communication to warn users and boost their cybersecurity confidence without causing excessive fear.

SMA vs AMA: A Critical Review of Approaches in Operational Risk

This paper, in Spanish, criticizes the Basel Committee's proposal to replace the Advanced Measurement Approach (AMA) for operational risk capital with the Standardized Measurement Approach (SMA). SMA is argued to be flawed due to instability, insensitivity to risk, and potential for systemic risk. The paper advocates for maintaining the AMA framework and proposes standardized recommendations for internal operational risk modeling.

UK‑NAO Government cyber resilience

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This UK National Audit Office report reveals the UK is far behind its 2025 cybersecurity goals. Significant IT system vulnerabilities, high vacancy rates in cyber roles, and recent attacks on public bodies highlight the urgent need for a cross-government plan, legacy system upgrades, and improved cyber skills. Meeting targets by 2030 is considered ambitious.