Nos derniers articles

The study examines behavioral and informational factors influencing German SMEs' cyber insurance decisions, based on a survey of 1,248 executives. Findings indicate that perceived financial impact and anxiety about cyberattacks significantly increase purchase likelihood, while perceived probability of attack and prior experience do not. External cybersecurity expertise positively affects demand, whereas reliance on independent Internet research reduces it, attributed to information overload. Internal risk assessments show no significant effect. Firm size is a strong determinant, with micro and small enterprises less likely to purchase than large firms. The research highlights emotional and informational influences over rational risk estimates.

This is a note on the #gdpr and the use of #us-based #cloudservers. The note raises concerns about the #risk of US #intelligenceagencies having access to #data transferred to any US cloud from the #eu, or directly accessed by US agencies, even while still in the EU / #eea or while in transit. The note discusses cases in #france, the #netherlands, and #germany that have addressed these issues, concluding that the legality of the use of US cloud servers and solutions remains problematic.

We define the degree of #banking integration in the #eurozone through different phases of the #economic cycle, from 2006 to 2020, with #complexnetworks and #clusteralgorithms … Regarding the nodes of the network, #germany yields the position of centrality in favor of #france.

" We focus on German banks and measure their exposure to climate risk using CO2 emissions reported for German firms in the European Union Emissions Trading System (EU ETS). ... Overall, our approach accounts for 61.25% of the German emissions covered under the EU ETS. We document that only 19 German banks concentrate 95.88% of the total CO2 emissions in their portfolios. "