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3 résultats pour « xai »

Need for Artificial Intelligence (Ai) to Be Explainable in Banking and Finance

29 août 2023 Autre, ai, riskassessment, banking, decisionmaking, ethical, transparency, frauddetection, xai, fairness, algorithm, accountability

The essential role of #ai in #banking holds promise for efficiency, but faces challenges like the opaque "black box" issue, hindering #fairness and #transparency in #decisionmaking #algorithms. Substituting AI with Explainable AI (#xai) can mitigate this problem, ensuring #accountability and #ethical standards. Research on XAI in finance is extensive but often limited to specific cases like #frauddetection and credit #riskassessment.

A Time Series Approach to Explainability for Neural Nets with Applications to Risk‑Management

7 déc. 2022 Autre, riskmanagement, artificialintelligence, deeplearning, frauddetection, xai

"We here propose a novel XAI [eXplainable AI] technique for deep learning methods (DL) which preserves and exploits the natural time ordering of the data. Simple applications to financial data illustrate the potential of the new approach in the context of risk-management and fraud-detection."

Explainable Artificial Intelligence (Xai) in Insurance: A Systematic Review

21 avr. 2022 Autre, riskmanagement, insurance, artificialintelligence, machinelearning, xai, explainableai, datagovernance

"Explainable Artificial Intelligence (XAI) models allow for a more transparent and understandable relationship between humans and machines. The insurance industry represents a fundamental opportunity to demonstrate the potential of XAI, with the industry’s vast stores of sensitive data on policyholders and centrality in societal progress and innovation."

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