19 résultats
pour « riskmitigation »
"In this article we analyze a sample of international #insurers between 2013 and 2022, and show that the purchase of #reinsurance is negatively related to their #sustainability, as measured by #esg scores. Furthermore, we illustrate that insurers' losses decrease with higher levels of reinsurance and sustainability. However, while reinsurance brings down insurers' profitability, sound ESG scores are related to lower expenses and increasing profitability. Our interpretation is that strong ESG profiles may serve as a cheaper alternative to reinsurance for #riskmitigation."
Examines the relationship between #crime and #insurance, with a focus on the role of #governance, #riskassessment and #riskmanagement, #crimeprevention, #securitytechnology, #behavioraleconomics, #theft, #kidnap and #hijack for ransom, #fraud, and #ransomware. It analyzes five case studies to identify a co-evolutionary process in which #insurers collaborate with insureds, governments, and #thirdparty to #mitigaterisk, particularly when criminal innovations destabilize the #insurancemarket.
"... the appointment of a female risk officer is not sufficient to reduce risk-taking by banks."
"By comparing the decisions output by diverse settings, we find that ML algorithms can mitigate both the preference-based bias and the belief-based bias, while the effects vary for new and repeated applicants. Based on our findings, we propose a two-step human-AI collaboration framework for practitioners to reduce decision bias most effectively."
"Using this framework, I provide comparative statics results on the effects of exogenous economic factors on the optimal design of these plans. In particular, I examine the effect of risk aversion, forecast improvements, early action benefits, and likelihood of risky event on the optimal financing amount and forecast trigger."
"The goal was to evaluate the proposed warning dialogs with explanations and to compare them with dialogs presented by Chrome, Firefox, and Edge. The study revealed interesting results: most explanations were understandable and familiar to users and were capable of diverting them from visiting malicious sites."
"Using a broad international sample, we find that banks with better governance in countries with better regulatory quality have lower risk. These results are stronger in more developed countries and in countries with less concentrated banking sectors."
"This document explains the enterprise risk management framework in a flow chart form."
"This document is showing the flow chart of life insurance risk"